How Do You Know if it is Time to Buy?

February 11, 2016

Buying a home is a delicately timed thing. Choosing when to buy instead of rent is a personal decision that comes down to a variety of factors. Here are some things to consider if you are thinking about making the shift from tenant to home owner.


Are you ready for the many expenses of ownership? This can be anything form plumbing upkeep to homeowner taxes. The things that your landlord takes care of now will be your responsibility, and this can add up.

On the flip side, this means that you can take care of repairs and upkeep on your own terms. You don’t have to wait for your landlord to decide that a leaky faucet is an issue before you repair it, and you can take comfort in knowing that the money that you invest in your home is an investment, not a loss.


How much of your house can you pay up-front? Are you emotionally and financially ready for the responsibility and commitment of a mortgage? Many people get into debt to buy a house and then find that they are overwhelmed by the loss of a job, the failure of a relationship, or a midlife crisis. Only you can decide if you are ready for this long-term commitment, and what the terms of your investment will be.

On the other hand, if you find a reasonable mortgage and a good house to invest in, you could be living in a nice asset in a few years. When you rent, the money you spend disappears each month; it is not an investment. If you are at the stage in your life where you are ready to commit to a long-term investment, home ownership is probably right for you.   

Buying a home is a big deal. You’ll know when it’s the right time to buy if you carefully look at all the factors involved. For help buying a home in Vaughn, ON contact Schuren Skriskandarajah today.       

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Schuren Sriskandarajah Sales Representative

HomeLife/Future Realty Inc. Brokerage

Independently owned and operated

7 Eastvale Drive, Unit 205, Markham ON, L3S 4N8

Direct: 416.333.9393

Office: 905.201.9977

Fax: 416.981.7768

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